9891 PATRIOT RIDGE Drive, Jacksonville, FL, 32221 | $398,000

Lots of bells & whistles! Lovely MOVE IN READY, 4-bedroom, 3-bath sanctuary nestled in the heart of the coveted Patriot Ridge Community, where comfort meets elegance.
As you step through the threshold, you are greeted by a versatile space that can serve as a formal dining area or an office, and a serene formal living room. The ambiance is further enhanced by the convenience of electrical blinds and the immersive experience of surround sound in the family room, ideal for entertaining. Crown molding adorns the ceilings, adding a touch of sophistication, while upgraded modern light fixtures illuminate the space with style and grace. The hardwood flooring is certainly a desired feature. The well-appointed bedrooms offer ample space and comfort, perfect for relaxation and rejuvenation. The heart of the home, the gourmet kitchen, is a culinary masterpiece featuring 42-inch cabinets, gleaming stainless steel appliances, CONT: and a sprawling granite countertop designed in a California style breakfast bar. A walk-in pantry and decorative backsplash complete the picture of functionality and elegance. The sliding glass doors in the family room beckon you to the expansive screened lanai and additional patio, where outdoor living seamlessly merges with indoor comfort. Enjoy the water view while relaxing on the lanai. Retreat to the owner's suite, where luxury awaits with a massive closet, a spa-like garden tub, a tiled stand-up shower, and double sinks, offering a haven of tranquility and indulgence. A large inside laundry room ensures convenience. This home has so many upgrades. You will have to see it with your own eyes to believe all that is included at the listed price. Additional Features: Dimmable light fixtures Surround system wiring and speakers Alarm system wiring 4 Ring cameras

Features

  • Amenities: Playground
  • Bedrooms: 4
  • Baths: 3 full
  • Style: Contemporary
  • Year Built: 2018
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air, Electric
  • Approx Sq. Feet: 2,472
  • Acreage: 0.18
  • Est. Taxes: $3,682
  • HOA Fee: $400 Annually
  • Elem. School: Crystal Springs
  • High School: Edward White
  • Appliances: Dishwasher, Electric Oven, Electric Water Heater, Microwave, Refrigerator
  • MLS#: 2013427
  • Days on Market: 115 days
  • Website: https://www.raveis.com
    /prop/2013427/9891patriotridgedrive_jacksonville_fl?source=qrflyer
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888.699.8876

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

9891 PATRIOT RIDGE Drive, Jacksonville, FL, 32221

$398,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $318,400 $318,400 $318,400
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.867% 7.159% 6.538%
Monthly Tax Payment $307 $307 $307
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,145 $2,116 $2,730
Total Monthly Payment $2,527 $2,498 $3,112

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.