Introducing this captivating 3-bedroom, 1. 5-bath colonial residence nestled in a serene neighborhood. This delightful home boasts a formal living room, perfect for entertaining guests, and a formal dining room exuding elegance and charm. The large eat-in kitchen provides ample space for culinary endeavors and casual dining moments. Step outside to discover a sprawling, park-like yard, ideal for outdoor gatherings, relaxation, and recreation. With its enchanting ambiance, this yard offers a tranquil retreat amidst nature's beauty. Equipped with solar panels, this home embraces eco-conscious living, offering energy efficiency and sustainability. Conveniently located close to all amenities, including shopping, dining, schools, and transportation, this property provides the perfect blend of convenience and comfort. But the allure doesn't stop there. Descend into the unfinished basement, a canvas brimming with limitless possibilities. From creating a cozy family den to constructing a state-of-the-art home gym, the choice is yours. Transform this versatile space into the ultimate entertainment hub or a productive home office-your imagination is the only limit. Don't miss the opportunity to make this charming colonial your own slice of paradise.
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Our Executive Mortgage Banker:
Our Insurance Division:
$598,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $478,400 | $478,400 | $478,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.737% | 7.055% | 6.120% |
Monthly Tax Payment | $1,196 | $1,196 | $1,196 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,103 | $3,143 | $4,005 |
Total Monthly Payment | $4,391 | $4,431 | $5,293 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.