This charming century-old home nestled in the Lake Morton Historic District is ideal for those seeking a simpler, front porch lifestyle reminiscent of earlier times. Completely renovated, the main house features three bedrooms and two full bathrooms, while an upstairs apartment is complete with its own private entrance, offering the potential for additional rental income. The property is move-in ready, and a detached carport provides ample parking and convenience. Ideally situated just three blocks from Lake Hollingsworth and Florida Southern College, and a short distance from the vibrant Dixieland area, this home boasts sidewalks and street lights that enhance its nostalgic appeal. Embrace the opportunity to live in this quaint residence in a tranquil neighborhood. Noteworthy upgrades include a new kitchen, new windows, and a 2020 roof installation, ensuring modern comfort and convenience throughout! Location is everything so don’t miss out on this incredible opportunity!
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Our Executive Mortgage Banker:
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$575,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $460,000 | $460,000 | $460,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $358 | $358 | $358 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,177 | $3,057 | $3,879 |
Total Monthly Payment | $3,627 | $3,507 | $4,329 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.