Welcome to the Villages of Seloy, in the heart of St. Augustine, a unique 55+ active adult community . This is the much-sought-after Augustine floor plan, which provides 1, 760 sq ft in a single-level condo offering 2 BR's, 2 BA's, and an attached 2-car garage - along with a den/study, filled with natural light! This beautifully designed condo has numerous upgrades, including ALL wood flooring, plantation shutters, thick granite countertops (subway tile backsplash), and high-end stainless steel appliances. 10'+ ceilings, soaring arches, and crown molding throughout. The owner's retreat is spacious and private. The adjoining bath with double vanities, includes a large, luxurious shower, and a walk-in, fully organized closet. Your guests will enjoy a separate and BR/BA private suite, and walk-in closet. Totally maintenance-free living! Time to enjoy all the leisure activities and amenities offered at the community clubhouse which offers a huge heated swimming pool, full fitness center, billiards, bocce and more! Villages of Seloy is not just another condo community! The community is built around nature preserves, serene lakes, and picturesque walking trails. This unique 55+ neighborhood provides peace and quiet inside, while providing quick access to I-95 and US1, just minutes away. Enjoy easy access to shopping, dining, and entertainment options. The historic downtown St. Augustine district is just a 10-minute drive. Jacksonville medical facilities and Navy bases are located less than an hour away. Enjoy golf courses, fishing & boating opportunities, all very close by. Experience the epitome of 55+ active living with low monthly COA fees and no CDD Fee (i. e. NO extra property tax). Don't miss this opportunity to live the 55+ lifestyle you've always dreamed of at the Villages of Seloy!
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Our Executive Mortgage Banker:
Our Insurance Division:
$395,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $316,000 | $316,000 | $316,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.841% | 7.159% | 6.518% |
Monthly Tax Payment | $282 | $282 | $282 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,102 | $2,100 | $2,709 |
Total Monthly Payment | $2,459 | $2,457 | $3,066 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.