Seller offering a $15, 000 concession to buyer to help pay several years of flood insurance or buy down the rate! Don't miss out on this incredible home located on the Pinellas Trail in Dunedin just a block from the Dunedin Causeway, Hammock Park, Splash pad, Fine Arts Center, Community Center and Highlander Park. The home is a single family home in a townhouse style construction with NO HOA!. On the ground floor is a finished 2 car garage complete with laundry facilities and storage cabinets. The ground floor also hosts an in-law studio apartment. This is a large space with a full bath, kitchenette and screened in back patio. Perfect for work from home, multi-generational living, homeschooling or renting out. Upstairs is a large open floor plan with vaulted ceilings, two large bedrooms and bathrooms plus a large loft! The roof was put on in APRIL 2024 with a transferable warranty. On the side of the home there is a large parking pad that could fit some boats and RV's! There is so much to love about this incredible home. Don't miss out! Schedule a showing today.
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Our Executive Mortgage Banker:
Our Insurance Division:
$499,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,200 | $399,200 | $399,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.815% | 7.159% | 6.538% |
Monthly Tax Payment | $294 | $294 | $294 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,656 | $2,653 | $3,423 |
Total Monthly Payment | $3,025 | $3,022 | $3,792 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.