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Welcome Home! Gorgeous Craftsman Style home situated on level lot. This desirable subdivision has all the character and charm, surrounded by trees, open space and lined with sidewalks on a cul-de-sac street. Open concept first floor with all the upgrades, hardwood floors, ceramic tile, crown molding and amazing woodwork. Spacious living room with gas fireplace and built-ins on each side, kitchen with center island, granite countertops, stainless steel appliances and gorgeous marble backsplash, the half bath has custom accent walls, a dining room and office/den complete the main level. On the upper level you will find the primary suite featuring a beautiful 3/4 bath and large walk-in closet, three additional bedrooms and full bath. The full basement with potential finish, 2 car attached garage, 2 sheds and irrigation system. A backyard oasis awaits, step outside and be greeted with a large patio, firepit, 8 person hot tub, gazebo and private wooded views. Convenient location to highway and shops. No waiting for new construction, this home is better than new with many custom features, just move in! OFFERS DUE BY 5: 00 PM on Monday, May 6, 2024.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $615,920 | $615,920 | $615,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.815% | 7.055% | 6.120% |
Monthly Tax Payment | $841 | $841 | $841 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,098 | $4,046 | $5,156 |
Total Monthly Payment | $5,031 | $4,979 | $6,089 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.