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CALLING ALL BOATERS, FISHERS AND BEACH LOVERS. Come check out this one- story cottage WITH LOW TAXES AT $6, 210. 30/year located on a quiet dead end block. At the end of Herod Point you will overlook the Long Island Sound facing New Haven Connecticut. This home also offers beach rights with membership to the Herod Point Association, fees are less than $250/year. As you make your way into this 2 bed, 1 bath move- in ready oasis you will notice the just installed Vinyl siding, 2018 roof and a 1 Car attached garage with insulated pull door. The welcoming LIKE NEW blue door, with built in blinds brings you to the potential living area with Just installed pine flooring, oil fired radiator baseboard heating REPLACED IN 2018 and a unique feature of built in shelves. Open concept to eat- in kitchen with tile flooring, like NEW (2023) stainless steel appliances, Energy - Star Appliances, granite countertops, and white tile backsplash. Double doors in kitchen with direct access to full deck (20 yrs old) leading out to the fenced backyard where you can explore your friendly neighbors (DEER AND TURKEY!!). Exiting the kitchen you will have your 1st bedroom with closet space, 1st bathroom with Just installed tile, fixtures and unique sliding shower doors! The 2nd bedroom (primary) offers sliding closet doors with stairs leading to closed off walk- up attic. Last but not least the door outside the primary bedroom leads you to the full unfinished basement with like NEW washer & dryer, 2018 oil tank and electrical panel (150 AMP). Door in basement leading to insulated garage with storage space! This renovated cottage also offers high hat LED lights, Installed in 2021 Anderson Windows and doors. Come make this house a home and embrace the views, wildlife and proximity to stores, beaches and vineyards!
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Our Executive Mortgage Banker:
Our Insurance Division:
$410,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $328,000 | $328,000 | $328,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.737% | 7.055% | 6.120% |
Monthly Tax Payment | $518 | $518 | $518 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,127 | $2,155 | $2,746 |
Total Monthly Payment | $2,720 | $2,748 | $3,339 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.