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657 Middletown Avenue, New Haven, CT, 06513 | $319,000
Beautiful two family home in convenient location with easy access to major highways & a short drive to Downtown New Haven, Yale & QU. This home is currently owned by the original family who purchased the property in 1976 & who have cherished it for the past 47 years. The main unit features a spacious ~1600 sq ft 3 bed, 1 bath unit perfect for an owner occupied user. This level has a spacious formal living room with black & white marble tile floors with wonderful natural light. Huge fully appliance eat in kitchen with ample cabinet & counter space. Three large bedrooms share a large updated tile bath. A huge bonus sun room in the rear with floor to ceiling windows overlooks the backyard with amazing natural light & electric baseboard heat is perfect for use as a family room, yoga/meditation studio/office. The lower level unit offers a spacious ~925 sq ft 2 bed, 1 bath apartment with brand new vinyl floor, perfect for multi-generational use or as an income producing space. Some TLC needed with the kitchen but well worth the effort. Two storage rooms on the lower level have washer/dryer hookups on separate utility lines. The building is heated by electric heat, but the owner's unit includes solar power leased at $80/month. The stunning yard features ample room for all types of gardening, mature roses in bloom, a pear tree actively producing fruit & storage shed. Off street parking for 4 cars. Property needs some TLC. A lifelong investment, not to be missed!
Features
- Rooms: 8
- Bedrooms: 5
- Baths: 2 full
- Units: 2
- Style: Units on different Floors
- Year Built: 1972
- Garage: None,Off Street Parking
- Heating: Hot Air
- Cooling: None
- Basement: None
- Above Grade Approx. Sq. Feet: 1,624
- Below Grade Approx. Sq. Feet: 1,122
- Acreage: 0.17
- Est. Taxes: $5,681
- Lot Desc: Level Lot
- Elem. School: Per Board of Ed
- High School: Per Board of Ed
- MLS#: 24014197
- Days on Market: 62 days
- Website: https://www.raveis.com
/prop/24014197/657middletownavenue_newhaven_ct?source=qrflyer
Listing courtesy of Seabury Hill REALTORS
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.
Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
Ray CashenPresident, William Raveis Attorney Network
203.925.4590
For homebuyers and sellers, our Attorney Network:
- Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
requirements, sets up escrows and title insurance, coordinates closing documents - Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
- Offers access to experienced closing attorneys at competitive rates
- Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies
657 Middletown Avenue, New Haven, CT, 06513
$319,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $255,200 | $255,200 | $255,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.867% | 7.159% | 6.538% |
| Monthly Tax Payment | $473 | $473 | $473 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,719 | $1,696 | $2,188 |
| Total Monthly Payment | $2,267 | $2,244 | $2,736 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
CT Mortgage Correspondent Lender License 15524