What an opportunity! This move-in ready cottage style home is ready to call yours! This quaint community is located just off of one of Citrus County's many lakes. This quaint 2 bedroom, 1 bath home sits on a good sized corner lot, surrounded by old growth oaks, but with plenty of sun for garden space. Just about the entire home has been updated over the last couple of years, meaning all you need to do is customize the living space to your own tastes. These updates include flooring, kitchen cabinetry and countertops, appliances, bathroom, roof, septic drain field, 2022 HVAC, 2023 well pump and water softener, 2023 electrical panel boxes. With well and septic, this home will help keep the utility bills down as you enjoy this peaceful community for years to come. No HOA. Ideally located at the northern tip of the Potts Wildlife Management Area. It spans 4, 155 acres as a part of the Tsala Apopka Chain of Lakes and the Withlacoochee River systems. This nature preserve has 30 miles of hiking trails, 5 campsites and 12 miles of horseback riding trails. A great area to enjoy local wildlife, paddling/canoeing, fishing and hunting. This great home is priced to sell, so schedule your appointment today!
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $116,000 | $116,000 | $116,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 8.011% | 7.171% | 6.538% |
Monthly Tax Payment | $102 | $102 | $102 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $801 | $771 | $995 |
Total Monthly Payment | $978 | $948 | $1,172 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.