20 Willow Lane, Portsmouth, RI, 02871 | $1,295,000

Welcome to this modern executive ranch exemplifying one level of living. This stunning home boasts an open and airy feel with cathedral ceilings as well as custom built-ins and d cor wall accents throughout. The heart of the home is the oversized kitchen island, flanked by a dedicated dining space and generous living room, perfect for entertaining. Doors from the main living area lead out to the hardscaped patio, expanding the breadth of usable outdoor space in the warmer months. The main floor offers three bedrooms, two bathrooms, and an office/flex room providing comfortable and purposeful living for all. The primary bedroom features an en-suite bathroom with luxurious finishes, deep soaker tub, two walk-in closets, and private entrance to the patio. The well-designed floor plan meets today's lifestyle expectations with a first-floor laundry room, mudroom/drop zone, oversized pantry, and heated two car garage. Venture downstairs to the fully finished lower level, where you'll find a casual screening room complete with a wet bar; ideal for movie nights or hosting gatherings. Additionally, the lower level offers a fourth bedroom and full bathroom, providing privacy and relaxation for guests or family members with access from inside the home as well as an external private entrance. Situated on an oversized lot just down the street from the boat ramp and minutes to the Mount Hope Bridge, this new construction home offers a seamless blend of modern design and functionality.

Features

  • Amenities: Golf,Highway Access,Marina,Near Schools,Public Transportation,Recreation Area,Restaurant,Shopping,Tennis Court(s)
  • Rooms: 13
  • Bedrooms: 4
  • Baths: 3 full / 1 half
  • Style: Ranch
  • Year Built: 2024
  • Garage: 2-car Attached,Built In,Garage,Garage Door Opener
  • Heating: Central,Forced Air,Gas
  • Cooling: Central Air
  • Basement: Exterior Entry,Full,Finished,Interior Entry
  • Approx Sq. Feet: 4,740
  • Acreage: 0.48
  • Est. Taxes: $10,333
  • Appliances: Dryer,Dishwasher,Gas Water Heater,Microwave,Oven,Range,Refrigerator,Range Hood,Tankless Water Heater,Washer
  • MLS#: 1358142
  • Website: https://www.raveis.com
    /eprop/1358142/20willowlane_portsmouth_ri?source=qrflyer
Copyright © 2024  State-Wide MLS, Inc. All rights reserved.
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listed by Lila Delman Compass   Phone: 401-848-2101

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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Whitney RuggVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 7654

401.474.4879

Whitney.Rugg@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

20 Willow Lane, Portsmouth, RI, 02871

$1,295,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Whitney Rugg

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 401.474.4879

Whitney.Rugg@raveis.com

NMLS Mortgage Loan Originator ID 7654

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,036,000 $1,036,000 $1,036,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.375% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.229% 6.486% 6.307%
Monthly Tax Payment $861 $861 $861
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,964 $6,463 $8,812
Total Monthly Payment $6,950 $7,449 $9,798

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.