BOM due to buyer’s finance. This well-loved colonial is sure to please! Situated on the back of a lovely landscaped lot with a birds-eye view of the surroundings, this home offers privacy in a serene setting. In through the tiled entryway and into the main living area- complete with built-in gas fireplace, beautiful hardwood floors and sliders onto the large side deck. The kitchen features gorgeous hickory cabinets, stainless appliances and a peninsula for extra seating. Finishing out the main floor are an office, a den and the first of three full bathrooms. Step outside and picture your summers here- hosting various parties by the oversized lazy L in-ground pool w/heat pump and new liner. Various perennial gardens surround the fenced in patio and pool making it a wonderful spot for your morning coffee. Head back inside and up and you'll find the primary suite with hardwood floors, a screened door overlooking the pool patio, and ensuite bath with soaking tub, separate shower and dual vanity. Three large bedrooms and the family bathroom round out the upstairs area. The basement area features a finished rec. room with extra refrigerator (that conveys with sale), as well as a workshop room with a large swinging door attached to the two car stall under. New fire-rated sheetrock and brand new garage doors with openers have notably been done. Other updates include newer roof, septic d-box and fresh paint throughout. Truly a family home ready for new memories!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $495,920 | $495,920 | $495,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $1,035 | $1,035 | $1,035 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,299 | $3,296 | $4,252 |
Total Monthly Payment | $4,426 | $4,423 | $5,379 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.