UPDATED VILLA AT MARINER'S COVE IN PGI W/DEEDED DOCK STEPS FROM BACKDOOR! Villa is located in Punta Gorda Isles, a waterfront canal community on Charlotte Harbor in southwest Florida offering old Florida charm, modern community amenities, outstanding dining, and wonderful golf, fishing, & sailing. Unique, one-story property w/just over 2, 000 sq ft of living space under air & detached, oversized two-car garage. End-unit villa has 3 beds/2. 5 baths w/many updated & upscale renovations throughout. Home is being sold fully furnished w/designer brand furniture including Tommy Bahama, Thomasville, Hooker & Hickory White. Most furnishings convey except for a few heirloom/sentimental furniture & art items (notebook on site indicates items that do not convey). Interior features an open floor plan w/cathedral ceilings throughout plus skylights in the kitchen & baths. Gorgeous kitchen features granite counters, custom cabinetry, & top-of-the-line stainless steel appliances. A pass-through counter/breakfast bar opens to the dining area making entertaining a breeze. The master suite has direct access to the lanai, two walk-in closets and updated en-suite master bath w/corner tub, linen closet & glass-enclosed tiled shower. Two guest rooms share a guest bath w/glass-enclosed shower. Other interior elements include a hall closet at entry, an interior laundry room w/closet & half bath. The lanai extends the living space outside & provides both covered & sun-bathed seating/dining areas. Lots of recent updates by owner including new Carrier HVAC unit w/wifi controlled thermostat (2024) & new electrical subpanel box for power to dock & boat lift (2024). Plus NEW ROOF, NEW skylights, NEW exterior paint, & NEW aluminum gutters - all installed by the condo association. Home has large 16'x35' screened lanai w/panoramic view of the wide 150'+ canal and turning basin. The deeded dock is just steps from the backdoor & features a 10, 000 lb, remote-controlled boat lift. Dock has been renovated w/new pilings & bunks. Dock has timer-controlled night lighting & 35 AMP electric. Dock offers 15 minute, sailboat (no bridges) access to Charlotte Harbor via Ponce Outlet & powerboat access (bridge) via Sea Bass Inlet Canal. Charlotte Harbor connects you to the ICW or the Gulf of Mexico & beyond. Unit is located at the end of Mariner's Cove w/no through traffic allowed ensuring a quiet & secluded existence. Other amenities include FULL HURRICANE PROTECTION w/EUREX roll-down & motorized shutters, quaint courtyard at entry & detached two-car garage w/vinyl flooring & small workshop. Unit was completely replumbed to mitigate risk of leaks due to original copper pipes. Condo amenities include in-ground, heated pool, plenty of guest parking & lush, tropical landscaping that provides a park-like setting. Association amenities include an in-ground pool, guest parking & beautifully maintained, lush tropical landscaping that creates a park-like setting throughout the community. Discover why Punta Gorda is consistently named as one of the best places to live & retire in Florida. Find your place in paradise today.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $540,000 | $540,000 | $540,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 8.011% | 7.171% | 6.538% |
Monthly Tax Payment | $598 | $598 | $598 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,730 | $3,589 | $4,630 |
Total Monthly Payment | $4,420 | $4,279 | $5,320 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.