Welcome to this stunning direct oceanfront 3-bedroom, 3 bathrooms in the Capri building at Minorca. Complete top to bottom one-of-a-kind renovation completed in 2023, with no expense spared, completed in the highest of design standards. This fine residence is being offered mostly furnished with some exception of all art and some furnishings excluded, a list of excluded items can be provided. High end wood waterproof laminate flooring throughout, new interior doors, trim, baseboards and millwork throughout. Tongue and groove ceilings in great room along with crown molding. Custom cabinetry in the kitchen, primary bath, and built-ins in the living and dining spaces. Lighted floating shelves. Quartz counters and backsplash, with waterfall edge on the huge kitchen island. Top of the line GE Stainless Steel Cafe Series appliances, including convection oven, drawer microwave, beverage cooler drawers and wine refrigerator. Custom closets throughout the entire unit with drawers, double hanging and shelving in all bedrooms. Custom built-in bed and bunk in guest bedroom with en-suite bath. New HVAC & hot water heater in 2023. Large laundry room with GE front load washer and dryer, shelving and laundry sink. Outdoor storage closet outside your front door for all of you beach toys. Assigned parking for one car in in the attached garage. The Dunes Association at Minorca consists of two buildings which share their own pool, spa, and outdoor kitchen, along with their own private gated beach access. The first-class Minorca resort community is situated on 52 manicured acres with loads of amenities including 24-hour gated and manned security entrance, private gated entrance to both the ocean and 64 boat slip marinas across the street. There is AVAILABLE TO PURCHASE OUTSIDE OF THIS OFFERING an Exclusive Right to Lease Boat Slip with 27, 000-pound lift which will accommodate up to a 40-foot boat. The docks are great for fishing, crabbing, or just enjoying the sunsets and watching the dolphins and yachts go by. There is a riverfront pavilion with restrooms, BBQ grill, and ping pong table. Kayak racks are also available to rent. The multi-million-dollar Casino Clubhouse has a catering kitchen, pool table, media area, WIFI, entertaining and meeting space. There is a fully equipped fitness center, and restrooms with dry saunas. A second heated pool and spa, with loads of loungers, tables and chairs to enjoy the Florida sunshine. Four Har Tru lighted tennis courts, an oceanfront pavilion great for parties and weddings. Minorca adjoins Volusia Counties Smyrna Dunes 220-acre park with over 3 miles of Trex walking deck and access to the dog beach. Come create your own new memories and wake up each morning to the stunning oceanfront sunrises. ALL INFORMATION ASSUMED ACCURATE BUT NOT GUARANTEED. ALL MEASUREMENTS ARE APPOROXIMATE. BUYERS AND THEIR AGENTS SHALL VERIFY ANY INFORMATION DEEMED IMPORTANT TO THEM.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,460,000 | $1,460,000 | $1,460,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.000% | 6.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.851% | 7.128% | 7.061% |
Monthly Tax Payment | $1,316 | $1,316 | $1,316 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $9,836 | $9,713 | $13,021 |
Total Monthly Payment | $11,277 | $11,154 | $14,462 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.