115 Pajaro Way, Saint Augustine, FL, 32095 | $675,000

Easy, low maintenance living close to downtown St. Augustine and the beaches. Enjoy all the amenities of Madeira, tucked on a quiet street surrounded by nature preserves on three sides. This like-new home has been meticulously maintained. Enjoy the Florida good life and save, with average monthly electric bills of $34 thanks to the paid off solar system with battery backups. CDD bond is fully paid off saving approximately $2, 000. 00+- annually. And the artesian well for irrigation provides low monthly water bills. Comfortable and healthy living with a whole-home salt-less water filtration and softener system and separate reverse osmosis system at the kitchen sink. Custom fans and fixtures for quiet, energy-efficient living. Beautiful wainscoting in the front entry, coffered ceilings in the living room, and crown molding throughout with builder upgrade bump outs that add extra space where it counts in the primary bedroom and dining room. The heart of the home is the spacious open concept living, dining, and kitchen area, featuring Bosch appliances, a double oven, granite countertops, and a huge kitchen island. Enjoy the beautiful green space preserves from the screened lanai and through the custom plantation shutters. The primary bedroom features a Closets By Design walk in along with built-in decorative shelving and a large ensuite bathroom. Three additional bedrooms give options for home office, hobby room or guest rooms. Situated on a quiet corner lot within a 5-home cul-de-sac, this home features maintenance-free Hardiboard cementitious siding that gives a beautiful curb appeal along with the large 3-car garage, decorative paver driveway and sturdy fencing. Grow herbs, vegetables and flowers in the spacious backyard featuring raised garden beds. Excellent use of space and extra storage throughout. Every detail has been carefully considered for comfort, convenience, and ease of living. The amenities of the Madeira Residents Club allow you to enjoy access to a clubhouse, fitness center, and a resort style swimming pool complete with lap lanes. This gated community, nestled along the Intracoastal Waterway, is celebrated for its lush surroundings spanning over 600 acres of marsh wetlands, a meandering tidal creek, pristine lakes, and protected natural havens. This idyllic setting just moments away from the historic charm of downtown St. Augustine, incredible restaurants, shopping, and sun-kissed beaches. Don't miss this opportunity - Contact your Realtor to schedule a showing!

Features

  • Amenities: Clubhouse,Exercise,Gated,Community Pool Unheated
  • Bedrooms: 4
  • Baths: 3 full
  • Lot Size: 8712
  • Year Built: 2020
  • Heating: Central
  • Cooling: Central
  • Approx Sq. Feet: 2,357
  • Acreage: 0.2
  • Lot Size: 8712
  • Est. Taxes: $7,116
  • HOA Fee: $426
  • Lot Desc: Conservation Backyard,Corner
  • Elem. School: Ketterlinus Elementary
  • Middle School: Sebastian Middle
  • High School: St. Augustine High
  • MLS#: 241161
  • Days on Market: 157 days
  • Website: https://www.raveis.com
    /prop/241161/115pajaroway_saintaugustine_fl?source=qrflyer
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Listing courtesy of JPAR CITY AND BEACH

William Raveis Family of Services

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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115 Pajaro Way, Saint Augustine, FL, 32095

$675,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $540,000 $540,000 $540,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.490% 5.490%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.490% 6.654% 5.752%
Monthly Tax Payment $593 $593 $593
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,413 $3,410 $4,409
Total Monthly Payment $4,098 $4,095 $5,094

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.