Nestled in a picturesque neighborhood, this charming 3-4 bedroom colonial exudes warmth and comfort from the moment you step through the door. The heart of the home lies in its bright kitchen, with sleek granite countertops and stainless steel appliances, making meal preparation a delight. This beautiful layout seamlessly flows into the inviting family room and dining area, creating an ideal space for gatherings and everyday living. Convenience is key with first-floor laundry, ensuring chores are efficiently tackled. Second floor offers a master suite with a spacious walk-in closet and bath, this home offers both practicality and elegance. Two additional bedrooms with spacious layouts. A fourth bedroom option with closet can be used as an office, nursery for a baby or small playroom. Step outside onto the composite deck, where relaxation awaits. Gather around the fire pit just steps from the deck and start creating cherished memories with loved ones. A neighborhood setting that provides easy access to shopping, offering the convenience of urban amenities. For outdoor enthusiasts, the majestic mountains and serene beaches are just a short drive away, promising endless opportunities for exploration and leisure. Whether you seek comfort, convenience, or adventure, this colonial offers the perfect blend! Showings start at the OPEN HOUSE 5/4 1pm-3pm and Sunday 5/5 11am-1pm
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $480,000 | $480,000 | $480,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.880% | 7.171% | 6.538% |
Monthly Tax Payment | $797 | $797 | $797 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,234 | $3,190 | $4,116 |
Total Monthly Payment | $4,123 | $4,079 | $5,005 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.