3998 Sunray DRIVE, Holiday, FL, 34691 | $249,900

Under contract-accepting backup offers. OWNER FINANCING AVAILABLE! Don't miss this opportunity to own a 3-bedroom, 1. 5-bathroom WATERFRONT home with an open floor plan and a spacious sunroom! This home offers a modern kitchen with plenty of new cabinets for storage. The open floor plan connects the kitchen, living room and sunroom, making it ideal for hosting guests. Enjoy the stunning views of the water from the 10' x 20' sunroom or the 12’ x 12’ dock. You can also fish and observe the wildlife in your own backyard. The finished 1. 5 car garage has a half bathroom with a walk-in shower and lots of storage space. The extended driveway allows for extra parking. Centrally located in Holiday, Florida this convenient location is close to New Port Richey, Tarpon Springs, Clearwater and Tampa, with many shopping, dining and entertainment options nearby. Drive to the airports and the beaches in less than an hour. This home is ready to show. Book your appointment today. Owner financing requires 20% down.

Features

  • Rooms: 7
  • Bedrooms: 3
  • Baths: 1 full / 1 half
  • Laundry: In Garage
  • Style: Ranch
  • Year Built: 1971
  • Garage: 1-car Bath In Garage, Driveway, Garage Door Opener, Ground Level
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,088
  • Acreage: 0.13
  • Est. Taxes: $2,979
  • Lot Desc: Level
  • View: Water
  • Appliances: Range, Refrigerator
  • MLS#: U8228582
  • Days on Market: 98 days
  • Website: https://www.raveis.com
    /prop/U8228582/3998sunraydrive_holiday_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/23/2024 6:06:43 PM)
Listing courtesy of COASTAL FLORIDA REAL ESTATE   Phone: 727-471-9115

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

3998 Sunray DRIVE, Holiday, FL, 34691

$249,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $199,920 $199,920 $199,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.500% 7.125% 6.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 8.051% 7.295% 6.623%
Monthly Tax Payment $248 $248 $248
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,398 $1,347 $1,728
Total Monthly Payment $1,721 $1,670 $2,051

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.