Welcome to your new home in the highly sought-after Gateway Development! Situated on a spacious corner lot, this 1943 square foot home welcomes you with tall vaulted ceilings and a beautiful view of the lake. This home features four bedrooms and two bathrooms, providing ample space for both relaxation and entertaining. The open floor plan seamlessly connects the living, dining, and kitchen areas, creating an inviting atmosphere for gatherings with family and friends, while also having a separate living space to provide an ideal comfort for all guests. As you step inside, you'll immediately notice the brand new laminate floors & trim, adding a touch of contemporary elegance to the interior. The upgraded black stainless appliances in the kitchen further enhance the aesthetic appeal while offering functionality and style. Additional features include a roof installed in 2018 and an AC unit replaced in 2017, providing peace of mind and added value to this already exceptional property. Located next to the clubhouse, residents have convenient access to the community pool and playground, perfect for enjoying leisurely afternoons outdoors. Plus, with low HOA fees and a non-gated community, you can enjoy the benefits of community amenities without sacrificing affordability or accessibility.
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Our Executive Mortgage Banker:
Our Insurance Division:
$475,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $380,000 | $380,000 | $380,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 8.011% | 7.171% | 6.538% |
Monthly Tax Payment | $310 | $310 | $310 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,625 | $2,526 | $3,258 |
Total Monthly Payment | $3,010 | $2,911 | $3,643 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.