Stretch out in this lovely country estate! Over an acre with just a partial glimpse of one neighboring home, otherwise surrounded by wooded lots. Very handy with the ability to drive around all the way around the perimeter of the property. The house is set far back and high up from the street with a fully paved driveway and a "hidden" detached concrete block garage. The home is a very spacious, solidly built concrete block ranch with tons of storage and room to spread out. Beautifully remodeled with 4 bedrooms and 2 bathrooms, and an ADDITIONAL bathroom in the garage. Lots of NEW, including the kitchen, flooring, water heater, LED lighting, premium paint inside and out, toilets, huge bathroom vanities, faucets, sinks, and all related plumbing. Kitchen appliances are not new, but are high-quality Whirlpool stainless steel, and include a french door refrigerator. Best of all a BRAND NEW METAL ROOF!!! Back yard is fenced and there's an additional shed for extra storage. AC/heat pump 6 years old. As a BIG bonus, this home is wired for a whole-house generator, and it comes with all the amenities of Rainbow Springs Property Owner's Association, including a private beach park at the river with a boat launch, community center, and park, fitness center, pool, and other activities. Woodlands of Rainbow Springs is a highly coveted community of lovely homes well-spaced with 1+ acre lots, 5 minutes from historic, enchanting Dunnellon, with easy access to a myriad of outdoor recreational activities, as well as convenience to shopping and medical/dental services. "ALERT! This rock-solid home and property was completely undamaged by either Hurricanes Helene or Milton!"
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $310,400 | $310,400 | $310,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $209 | $209 | $209 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,065 | $2,039 | $2,618 |
Total Monthly Payment | $2,349 | $2,323 | $2,902 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.