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Under contract-accepting backup offers. One or more photo(s) has been virtually staged. Escape to your private island retreat just moments away from the vibrant heart of downtown St. Petersburg! Indulge in Coastal living with this fully updated pool home that epitomizes island charm and modern comfort. As you step inside, be greeted by easy-to-maintain vinyl flooring guiding you through the airy interiors adorned with an abundance of natural light and stylish plantation shutters, creating a breezy coastal ambiance. Unleash your culinary creativity in the fully renovated kitchen, boasting stainless steel appliances, sleek quartz countertops, soft-close drawers, and an exquisite herringbone backsplash design. Every corner of this home radiates meticulous attention to detail, reflecting a true sense of ownership pride. Entertain in grandeur within the enclosed Florida room, offering sweeping vistas of the lush landscaping, heated saltwater pool, and fully fenced outdoor entertainment areas. Whether hosting a weekend barbecue, a poolside gathering, or simply enjoying the serene glow of the fire pit beneath the starlit sky, this home is tailored for year-round outdoor bliss. Nestled on a generous lot, this property provides a secluded tropical sanctuary just moments from the vibrant downtown scene. Embark on adventures exploring the eclectic shops, galleries, and museums of downtown St. Petersburg, or relish waterfront activities at nearby Coquina Key Park, boasting tennis, pickleball, basketball courts, and soccer fields. Just off the Island, you will find Mullet's Seafood Restaurant with live music, a new diner, and two coffee shops. The community has a 24-hour 7-Eleven convenient for those late-night needs. Whether you're seeking a seasonal retreat or year-round paradise, this turnkey home is ready for you to move in and start living the coastal lifestyle of your dreams. Don't miss out on this rare opportunity – schedule your viewing today before it's too late!
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Our Executive Mortgage Banker:
Our Insurance Division:
$380,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $304,000 | $304,000 | $304,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.841% | 7.159% | 6.518% |
Monthly Tax Payment | $317 | $317 | $317 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,023 | $2,020 | $2,607 |
Total Monthly Payment | $2,415 | $2,412 | $2,999 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.