Prior contract fell apart due to a loan denial letter. All inspection items were repaired, this home is clean as a whistle. 3D VIRTUAL WALK THROUGH AVAILABLE, CLICK VIRTUAL TOUR LINK. Lots of upgrades in this home. Perfect sized home with 4 bedrooms and 2. 5 bathrooms with over 1. 1 acres of land! Say hello to your spacious back yard WITH CREEK. About 1/2 of the lot is wooded, perfect for exploring and attracting the hawks and wildlife. The land extends from the back black fence all the way to Mill Creek. Feel free to trek through the vegetation. This home is ready, nothing else left to do. A recently dug 320' well feeds all your irrigation, beautiful luxury vinyl plank flooring on the first floor, the roof is only 5 years old, and the master bathroom has been completely redone! The appliances in the kitchen have all been recently replaced, quartz countertops are less than one year old, and fencing around the back yard is only a few years old. The landscaping, the irrigation and even sod has been all completely redone. The home is hard wired for an alarm system. There is nothing left to do, this home is ready for you!
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Our Executive Mortgage Banker:
Our Insurance Division:
$745,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $596,000 | $596,000 | $596,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $398 | $398 | $398 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,965 | $3,961 | $5,110 |
Total Monthly Payment | $4,455 | $4,451 | $5,600 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.