Presented bySally Griffiths |
Welcome to this charming single-family attached home located on a peaceful cul-de-sac. Upon entering, you are greeted by a bright living room that flows into the dining area and out to the enclosed back porch for use in all kinds of weather. The adjacent kitchen also opens to the porch, creating a seamless flow for everyday living. A half bath on this level affords convenience. Upstairs you will find three inviting bedrooms and a full bathroom. Finished basement with wet bar, bathroom with shower, and door out. Outside, the fenced backyard offers privacy and security, whether it is gardening, playing with pets, or simply enjoying the fresh air. Parking in the driveway for two cars, plus street parking. Located in a convenient area, with easy access to shopping, dining, schools, parks, and the train, make it an ideal place to call home. Seize this opportunity to personalize this home and create lasting memories for years to come. **NO CO - owner not obtaining**
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Our Executive Mortgage Banker:
Our Insurance Division:
$485,000
Licensed Associate Real Estate Broker
William Raveis Real Estate
Phone: 914.419.2655
Sally.Griffiths@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 302.293.7433
Brian.Shahwan@raveis.com
NMLS Mortgage Loan Originator ID 2166562
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $388,000 | $388,000 | $388,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $755 | $755 | $755 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,421 | $2,358 | $3,066 |
Total Monthly Payment | $3,250 | $3,187 | $3,895 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.