Presented byHarry Stark |
Mortgage 35% down proof of funds required or CASH Proof of funds required, standard form contract required by seller. In the additional information add " The buyer waives the right to an appraisal and will proceed regardless of the appraised value" photos taken before tenants moved in Perfect property for a car buff that wants to live above his first class garage who also wants some income. investment property-1 remodeled house 2019-with finished basement and oversized finished 2 car garage & asphalt roof. 2nd rental apt. built 2019- 2 bedroom apt above the 3 car garage. both properties are on 1 deed , all top of the line materials & features, . front house has 3 bedrooms 3 full baths-finished basement with-radiant heat and full bathroom , 2019 - gas furnace-3 zone heat, central air remodeled-new kitchen , granite- with appliances. Rear 3 car garage with 2 bedroom apt. above-garage has radiant heated cement floors-separate bosch thankless on demand , 2 ceiling fans in garage , plumbed in for kitchen & bathroom-downstairs in garage. upstairs built 2019 2 bedroom apt. 2-14x12 bedrooms, 2 full tile baths , 12x12 living room and kitchen-great room 24x12 with hardwood floors-granite , stainless appliances, recessed lighting, upstairs laundry room with full size washer-dryer , separate gas furnace , hot air-central air , on demand thankless gas hot water. please, do not pull in driveway, by appointment only
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Broker Associate
William Raveis Real Estate
Phone: 203.470.8500
Harry.Stark@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 845.290.3871
Matthew.DeMaria@raveis.com
NMLS Mortgage Loan Originator ID 147983
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $627,920 | $627,920 | $627,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $1,290 | $1,290 | $1,290 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,284 | $4,173 | $5,295 |
Total Monthly Payment | $5,666 | $5,555 | $6,677 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.