Immerse yourself in the privacy and tranquility known as Butler Beach! This 3 bed/2 bath single family home has everything you need to fulfill your dream of living near the ocean. Just 300 steps from the soft white sand, take a morning walk to get your day started off right. You will also enjoy a cup of coffee on the 2nd story front porch while breathing in the relaxing salty sea air and views where the horizon meets the sky in a mesmerizing blend of blues. Enter the house on the ground floor and you'll see there is a bedroom and bathroom that could potentially be used as an in law suite, a master, or a 3rd bedroom. As you walk upstairs, you'll be greeted by an abundance of warm natural light throughout the open floor plan. Prepare culinary delights in your well-equipped kitchen, featuring ample storage space to keep your cookware and pantry items organized. The functional layout ensures a smooth workflow, whether you're whipping up a quick meal or an elaborate feast. Price recently reduced by $40k! Updated granite countertops and custom cabinetry offers you every inch available for storage with pull out drawers throughout. Two sizeable bedrooms and a full bathroom are also included in the 2nd story floor plan. In addition, seamlessly extend your living space onto the expansive deck that nearly wraps around the entire house, your private sanctuary for relaxation and entertainment awaits. This oversized lot provides plenty of space for a backyard retreat and acts as a natural buffer from the property behind. The home rests 32 ft above sea level on a dune line which is what gives you ocean views and there is no need for flood insurance. Don't miss this rare opportunity to own a piece of paradise. This charming residence has been a cherished home for the past 28 years, even serving as the idyllic setting for the current owners' wedding. The well-maintained property offers all the comforts and conveniences of full-time living, with ample space and a functional layout. However, its prime location and captivating ocean views also make it ideal for short-term rental programs. Contact me today to schedule a private showing and experience coastal living at its finest!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $687,200 | $687,200 | $687,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.250% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.371% | 6.372% | 6.182% |
Monthly Tax Payment | $164 | $164 | $164 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,231 | $4,231 | $5,799 |
Total Monthly Payment | $4,487 | $4,487 | $6,055 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.