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One or more photo(s) has been virtually staged. Welcome to your new home in sunny Sarasota, Florida! This charming property, nestled in the tranquil Cedar Hammock community. Established neighborhood with mature landscaping and situated at the end of a cul-de-sac, this unique SALTWATER POOL HOME features two story 3 bedrooms, 2 bathrooms, 2 car garage, expansive pool deck, and is situated in the HEART OF SARASOTA! Immediately upon walking in, you will be captivated by the abundance of natural light and serene view directly out to the private pool area. The layout offers an open design, with tall vaulted ceilings in the living room, master bedroom privately situated downstairs and 2 secondary bedrooms upstairs. The kitchen is centrally located and provides an efficient entertaining space as it overlooks the dining room and provides easy access to the pool deck where there is ample space for all of your family and friends! Recent improvements to the property include NEW exterior paint, added ceiling to garage, replaced all exterior panels, and luxurious HARDWOOD FLOORING in the bedrooms. The exclusive neighborhood of Cedar Hammock has LOW HOA FEES AND NO HOA RENTAL RESTRICTIONS making this an excellent investment opportunity! This PRIME LOCATION is minutes to I-75, UTC shopping district, Siesta Key Beach, and Downtown Sarasota.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$459,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $367,920 | $367,920 | $367,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.737% | 7.055% | 6.120% |
Monthly Tax Payment | $335 | $335 | $335 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,386 | $2,417 | $3,080 |
Total Monthly Payment | $2,796 | $2,827 | $3,490 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.