STUNNING MOUNT DORA HOME / INVESTMENT OPPORTUNITY, this HISTORIC property near the MOUNT DORA HISTORIC DISTRICT is being sold TURNKEY / FURNISHED. *** Ready to live in or rent out!! *** Updated and well-maintained, this home features a large formal living room with a fireplace, formal dining, modern commercial-style kitchen with gas stove and breakfast area in front of a second fireplace, and a huge family room. The PRIMARY SUITE is DOWNSTAIRS with all other bedrooms and a bathroom upstairs. One upstairs bedroom boasts a walk-in cedar closet and has a private hallway to an adjoining bedroom which could also make a great office. Beautiful original HARDWOOD FLOORS throughout most of the home. Plenty of closet space throughout the home. ADDITIONALLY, above the 864 SQ FT oversized 3-car garage is a 2 bed / 1 bath apartment (addressed as 130 W Jackson Ave) with full kitchen, living room, and laundry! Apartment is ready to rent and has a separate electric meter. *** Large outbuilding with electric run. Separate lower and upper floor HVAC systems in main home.
*** The owners have taken METICULOUS CARE of the property, maintaining its historical charm yet performing HIGHLY DESIRABLE UPGRADES: ROOF 2022 (main house, garage/apartment, shed, front porch/walkway), 42 windows and 1 exterior door 2021 and 2022, garage doors 2018, water heater (tankless/gas for main house) and plumbing fixtures 2018, gas pipe system 2018, electrical (3 panels and 6 branch circuits) 2018, one AC system (indoor and outdoor units) 2018. PLUS, recently updated primary bathroom, exterior paint, ceiling fans, and other flooring.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $532,000 | $532,000 | $532,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.815% | 7.159% | 6.538% |
Monthly Tax Payment | $622 | $622 | $622 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,539 | $3,536 | $4,561 |
Total Monthly Payment | $4,253 | $4,250 | $5,275 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.