Seller has moved and says REDUCE THE PRICE! $269, 000 take advantage of this RARE OPPORTUNITY to buy Bayhill floor plan offering 26x10 CONCRETE DECK OVERLOOKING (pay as you play) GOLF COURSE in the favorite COMMUNITY of PINEBROOK. This is NOT a 55+ community and is PET FRIENDLY. You'll be only 6. 5 miles from the BEACHES OF ANNA MARIA ISLAND. This sought-after unique 2 Bedroom 2 Bath split bedroom floor plan has a 8x14 glass enclosed lanai plus the open air deck. This unit is on the first floor above the UNDER BUILDING GARAGE. The parking lot has been recently re-paved. Take the one flight of stairs or there is a recently updated elevator close at hand. The lanai and deck both face north so the sun exposure is minimal on the deck. The EXTRA SPACE OF THE DECK ADDS VALUE and offers you the ABILITY TO ENTERTAIN your family and friends with a little shade, fun in the sun or just hang out relaxing while watching the golfers and mother nature. There are no extra fees for living on the golf course so you can pay as you play or obtain a season pass. This condo offers many recent UPDATES ADDING TO THE VALUE! The roof, was replaced in 2022. The A/C was replaced in 2021 and the water heater in 2019. New plumbing stacks installed spring 2024. Both showers were re-tiled. The glassed in lanai has ceramic tile floors and there is recently installed high end Luxury Vinyl Plank flooring throughout. The master bedroom has IMPACT RESISTANT WINDOWS, an access door to the lanai and a large 8x7 walk in closet. The guest bedroom has a murphy bed and a built in desk that seller can easily remove. The kitchen was upgraded with improved cabinets, Corian counter tops, panty door, Stainless steel Whirlpool fridge, dishwasher and range replaced in 2022, plus the microwave in 2019. Both bathrooms are modernized with updated wood vanities, counter tops, toilets, lights and fixtures. Multiple interior doors have been improved. The 7x7 laundry room has the higher end GE full size washer and dryer purchased 2 years ago. At the entry door is a glassed Larson retractable screen door that allows you to let in the fresh air. The Fairways have their own beautiful pool only steps away, but also have the right to utilize the main east side Pinebrook Clubhouse with a large heated pool, a spa, exercise facilities, pool table room, ping pong, library, an outside grilling area by the pool, a beautiful kitchen and a banquet room for large gatherings. Pinebrook is conveniently located to all of your personal needs, close to shopping, restaurants, medical facilities, Robinson's Preserve, a short walk to the newly renovated GT Bray Park, Down Town Bradenton's Riverwalk on the Manatee River and a short drive to the beautiful gulf coast beaches of Anna Maria Island to watch the spectacular sunsets. I-75 is a short distance for easy drives to Tampa's airport, trips to Orlando's amusement parks or Miami's nightlife! You'll appreciate being near the SRQ airport, IMG Academy and Sarasota's arts and entertainment district, plus world class shopping at St. Armand's or the UTC MALL. The seller knows of no defects, but prefers to sell "AS-IS" with right to inspect.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $215,200 | $215,200 | $215,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.412% |
Monthly Tax Payment | $292 | $292 | $292 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,468 | $1,430 | $1,831 |
Total Monthly Payment | $1,835 | $1,797 | $2,198 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.