Situated at 28 Laurel Leaf Drive in the Gales Ferry section of Ledyard, this property presents a ranch-style house offering a cozy and inviting atmosphere. The home features modern amenities and upgrades, including a recently installed septic tank and oil tank, ensuring hassle-free maintenance. The partially finished basement provides additional living space, offering versatility for various needs. This charming residence comprises three bedrooms and two full baths, providing ample accommodation for a comfortable lifestyle. Warmth and ambiance are enhanced by the presence of a wood-burning fireplace, perfect for cozy evenings. Additionally, the property features a one-car under-house garage, adding convenience for parking and storage. Enjoy outdoor living on the rear deck overlooking the large rear yard, ideal for gatherings and relaxation. The property's proximity to casinos, Electric Boat, Pfizers, and the Navy Base offers convenience and accessibility to key establishments and employment centers. Other notable features include a dining room for formal meals and a dedicated laundry room for added convenience. Don't miss this opportunity to own a charming ranch-style home in a desirable location!
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Hardwood Floor | 11.0 x 12.0 | Main |
Bedroom 2 | Hardwood Floor | 9.0 x 11.0 | Main |
Dining Room | Hardwood Floor | 9.0 x 11.0 | Main |
Family Room | Wall/Wall Carpet | 10.0 x 20.0 | Lower |
Full Bath | Vinyl Floor | 5.0 x 7.0 | Main |
Full Bath | Vinyl Floor | 4.6 x 7.0 | Main |
Kitchen | Vinyl Floor | 13.0 x 15.0 | Main |
Living Room | Bay/Bow Window,Fireplace,Hardwood Floor | 11.0 x 22.0 | Main |
Other | 8.0 x 10.0 | Lower | |
Primary Bedroom | Walk-In Closet,Hardwood Floor | 11.0 x 16.0 | Main |
Rec/Play Room | Built-Ins,Wall/Wall Carpet | 10.0 x 14.0 | Lower |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $236,000 | $236,000 | $236,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $412 | $412 | $412 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,610 | $1,569 | $2,024 |
Total Monthly Payment | $2,097 | $2,056 | $2,511 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.