Under contract-accepting backup offers. BOND PAID! NO CARPET! Discover the perfect blend of comfort and convenience in this charming courtyard villa located in the Village Of Charlotte. Step inside to find a delightful Block CHARLOTTE MODEL that offers a practical layout designed for easy living. The absence of carpet makes for hassle-free maintenance, while the airy interior with its welcoming atmosphere is enhanced by the tasteful addition of VAULTED ceilings. The heart of this home is the thoughtfully designed kitchen, where you can whip up your favorite meals with ease. Featuring STAINLESS STEEL appliances, GRANITE COUNTERTOPS, TILE BACKSPLASH, and an abundance of wood crown cabinetry. Adjacent to the kitchen, you'll find the cozy living area that's perfect for relaxation or gathering with friends and family. This stunning OPEN floor plan features CROWN MOLDING, beautiful wood VALANCES, and VINYL PLANK flooring. One of the highlights of this villa is the spacious master bedroom with a large TRAY CEILING and its convenient walk-in closet, providing ample storage for your belongings. The primary ensuite bathroom showcases a granite countertop and a walk in shower. Unwind in the enclosed lanai with sliders that overlooks your private courtyard. Enjoy the outdoor feel year-round while being protected from the elements in this versatile space. Whether you're enjoying a quiet afternoon or hosting a small get-together, this area is sure to become a favorite spot. The solar panels are paid off with an average electric bill of $65 dollars!!! LOCATION LOCATION LOCATION! This property is located less than 15 minutes from BOTH Lake Sumter Landing and Brownwood Paddock Square. 9 Minutes to Colony Plaza and 6 Minutes to Sarasota Driving Range. Enjoy living in the heart of The Villages, minutes from recreational activities, shopping, dining and so much more.
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Our Executive Mortgage Banker:
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$400,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $320,000 | $320,000 | $320,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 8.011% | 7.171% | 6.538% |
Monthly Tax Payment | $312 | $312 | $312 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,210 | $2,127 | $2,744 |
Total Monthly Payment | $2,597 | $2,514 | $3,131 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.