Welcome to 8 Ann Terrace, a cherished home with a wealth of features in the heart of Bethel, CT. Meticulously maintained by the original owner, this residence boasts a spacious double lot, offering the tantalizing potential for subdivision, providing both space and investment opportunity. Convenience is key with this property, as it is ideally situated within walking distance to schools, playgrounds, tennis courts, and the bus stop, making it an ideal choice for those seeking easy access to amenities. Additionally, the close proximity to downtown Bethel and the train station ensures that commuting and leisure activities including shopping and dining are effortlessly within reach. Enjoy the modern comforts of city water and sewer services, a generator hookup, and the luxury of central air conditioning, providing a cool retreat during the warmer months. Recent upgrades include a new hot water heater, new dishwasher, and new hallway bathroom featuring a convenient walk-in shower. Warmth and ambiance are found in the two wood-burning fireplaces, perfect for cozy evenings spent with loved ones. The fully finished lower level, complete with a redone full bathroom, built-in bar and walk-out to yard, provides additional living space, perfect for a playroom, home gym, or entertainment area. Replacement windows throughout the home ensure both style and efficiency. The exterior boasts low-maintenance vinyl siding, as well as a new retaining wall and steps, enhancing the aesthetics of this property. Located in a quaint neighborhood setting on a cul-de-sac street, 8 Ann Terrace offers the perfect combination of charm, convenience, and potential, making it an exceptional opportunity for those seeking their new home in Bethel, CT! Property is being sold "AS IS".
Type | Description | Level |
---|---|---|
Bedroom 1 | Main | |
Bedroom 2 | Main | |
Dining Room | Main | |
Family Room | Fireplace | Lower |
Kitchen | Main | |
Living Room | Fireplace | Main |
Primary Bedroom | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $440,000 | $440,000 | $440,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $636 | $636 | $636 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,927 | $2,924 | $3,711 |
Total Monthly Payment | $3,655 | $3,652 | $4,439 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.