Discover the perfect blend of comfort and natural beauty in this meticulously maintained 3-4 bed, 2 bath Ranch, set on over an acre of land with beautiful waterviews of the Palmer River. As you step inside, you are greeted by the warmth of the hardwood floors, abundant natural light and open floor plan that seamlessly connects the living spaces, creating an inviting atmosphere for both everyday living and hosting memorable gatherings. The heart of the home is the updated kitchen, featuring breakfast bar, granite counters, and stainless appliances, opening into a sunlit breakfast area and a casual sitting area. The 3-season porch offers a peaceful retreat with access to the deck, overlooking the gorgeous backyard and beautiful waterviews. The spacious living room with wood burning fireplace and adjacent dining room are the perfect rooms to entertain friends. The main level also includes three bedrooms, an updated full bath with walk-in shower and laundry room. The finished walkout lower level adds versatility with the 4th bedroom, full bath, and family room featuring a wood burning fireplace. Other features include central air, replacement windows, one-car garage and new siding. Unwind in your private and serene backyard oasis surrounded by lush gardens, waterviews and entertain on the new patio, immersing yourself in all the beauty that this property has to offer. This home has been pre-inspected and is subject to seller's finding suitable housing.
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Our Executive Mortgage Banker:
Our Insurance Division:
$797,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $637,600 | $637,600 | $637,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.932% | 7.282% | 6.498% |
Monthly Tax Payment | $634 | $634 | $634 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,350 | $4,296 | $5,467 |
Total Monthly Payment | $5,076 | $5,022 | $6,193 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.