** NO DAMAGE AFTER HURRICANES ** Premium Location with stunning water views right outside your door!! Welcome to this updated Florida Bungalow home where old town Florida meets mid-century modern chic. Situated 5 homes from Edgewater Drive and the shores of St. Joseph Sound, enjoy captivating nightly sunsets from the paved porch or while relaxing under the canopy lit Pergola. Upon entering the Cottage-Style 4 Lite front door, you’ll immediately notice the abundance of natural light and unique design details throughout. Featuring 1, 223 Sq. Ft. 2 bedrooms, 2 baths, a Florida room, and a 1-car attached garage on a 50 x 125’ deep fenced lot, this home is sure to impress. Living Room includes laminate wood plank flooring and a wood-burning fireplace surrounded with custom handpicked Sea Glass and a custom mantle made from 150-year-old “Heart of Pine” from Topsail Island NC, truly a work of art. Remodeled Kitchen with SS appliances, disposal, iridescent glass tile backsplash, quartz counters, shaker wood cabinets w/soft close drawers, touchless faucet, extra-large commercial farmhouse sink, Edison style pendent lights. Florida room with walls of windows, Roman shades, and a French door leading out to the 750 SF paved patio. Remodeled Primary Bath includes vaulted ceiling, shiplap ceiling and walls, transom window, quartz countertop, Edison lighting and chandelier, concrete floor tiles, Nautical blue vanity w/double vessel sink w/waterfall faucets, brushed brass hardware fixtures, bidet, 3x7 W/I shower w/penny tile, rain shower head, Teak bench and a wall mounted Smart touch control pad for lights, fan, blue tooth. Remodeled Guest Bath includes, raised ceiling with shiplap, pedestal sink, low flow toilet, penny tile flooring and shower with river rock. When remodeling, the indoor/outdoor living areas were of the utmost importance while incorporating design and functionality to take advantage of the full Florida lifestyle. Outdoors, retreat to your private oasis in the fully fenced yard ornamented with lush landscaping including avocado and star fruit trees, courtyard w/water fountain, ambient Edison lighting, Key West 24 ft. diameter pool (2021) w/Trex decking, Hotspring Spa/Hot Tub (2021), Outdoor Shower, Vinyl Arbor, vinyl shed (2022) and Fire Pit (2020. ) ADDITIONAL UPDATES: Exterior doors (2020), front porch w/pavers, vintage style 2-panel solid interior doors (5 total), Laminate wood plank flooring, Carriage House Garage Door (2020), dusk to dawn garage lights, Ring motion lights and ring doorbell, Interior paint and Exterior paint, picket fence w/solar post lights, HVAC (2022), Roof (2017), Hot Water Heater (2021), Washer/Dryer w/storage drawers (2021. ) A full list of renovation details is available upon request. Don’t miss an opportunity to own this piece of paradise and experience all that Florida has to offer! NO HOA!!!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $523,920 | $523,920 | $523,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $291 | $291 | $291 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,574 | $3,482 | $4,418 |
Total Monthly Payment | $3,957 | $3,865 | $4,801 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.