FOLLOW THE YELLOW BRICK ROAD to this perfect 2 bedroom villa in the gated and guarded Caya Costa community in northeast St. Petersburg. Tucked away from the hustle and bustle yet within easy distance of downtown this charming retreat is ready to be your primary residence, second home or investment property. Pull into your oversized one car garage and leave your cares at the door as you enter the spacious rooms, glorying in the vaulted ceilings and sun-filled spaces. Your gourmet kitchen, with plenty of cabinets and counters makes it easy to prepare and invite friends and family for a unique meal. Take a moment for yourself and have a coffee or cocktail on the screened back porch that overlooks your very private backyard that borders a preserve. The bird life is incredible! Make some plans for the backyard – you can have a party deck, a pool, a Florida friendly landscape or a fabulous garden with gazebo and tiki bar! Your primary bedroom is large enough for a king sized suite and has a walk in closet in addition to a dressing area, a spacious second closet and linen closet. The second bedroom is perfect for visitors, being at the other end of the villa and having the second bath easily accessible. New paint, a new A/C compressor, newer hot water heater and brand new stainless appliances in the kitchen provide peace of mind. The monthly fee covers just about everything: maintenance and replacement of the structure, roof, skylights, gutters, front step, sidewalk, fences, driveway, grass, trees and bushes in the front, INSURANCE ON THE STRUCTURE, lake and common areas maintenance, community pool, heated spa, fishing dock, tennis and pickleball courts, pavilion, 24/7 live guard security. If you need a temporary place to live while renovating another home this villa can easily convert to a rental investment property when your project is done. For boaters this is an opportunity to live a gated community and still have a boat – you can keep any boat you can trailer in the boatyard and take it out to Tampa Bay whenever you want. Water and electricity available to clean boats and there is a rack for storing kayaks and canoes. Caya Costa is located ten minutes from the Gandy bridge, the Howard Franklin bridge and the nightlife of Downtown St. Pete. You can be at the Tampa airport or the Gulf beaches in 25 minutes. Shopping and restaurants 5 minutes away. Pinellas Trail goes right past the neighborhood- you can walk or bike for 60 miles non-stop on a trail that loops through the county. Come and see this villa that is the best value in the neighborhood, make your appointment to visit today!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $343,200 | $343,200 | $343,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $532 | $532 | $532 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,283 | $2,281 | $2,943 |
Total Monthly Payment | $2,890 | $2,888 | $3,550 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.