Unique design 1950s block home. House is solid! Clear 4-point. Solid appraisal! Not in a Flood Zone - No Flood Insurance Required! Watch beautiful sunsets and enjoy intercostal views from the front deck of this 3/3 pool home (in-ground fiberglass pool refinished 2021) located in the historic Old Clearwater Bay community. Every street in the neighborhood dead-ends at the water so residents have waterfront access at the end of every street. This home’s location is not in a flood zone, and is just minutes from downtown Dunedin and downtown Clearwater, Clearwater Beach, the Pinellas Trail, Coachman Park, and the Clearwater Marina. For boaters, the Seminole Boat Ramp is also just a few minutes away. Over 2000 sq ft living space. The front double french doors open to a large game room that is light and bright with windows and skylights and a beautiful stone/slate floor. The living room boasts a stone fireplace with TV mount (extra stone is available if wanting to remove the mount) and an extra large modern ceiling fan. The low profile ceilings along with double pane windows helps to keep the house cool in the summer and warm in the winter. The kitchen was remodeled with shaker cabinets, subway tile, granite counters and stainless steel appliances - french doors fridge, dishwasher, smooth top stove with exhaust fan; laundry closet also in the kitchen. The ROOF and SKYLIGHTS (2021). OUTSIDE SEWER LINES REPLACED WITH PVC in 2021 in the front and the east side of the home. HVAC (2018) It’s a split floor plan; the master bedroom has a walk-in closet and spacious bathroom, shower with a deep soaking tub. The second bedroom also has its own full bathroom with a walk-in shower. The hall bathroom is just off the third bedroom and has a shower with tub. The large back yard is fully fenced with a recently resurfaced fiberglass pool, fire pit, sitting area, and a very large patio for a big outside table that's just off the kitchen. It's great for entertaining the whole family! This is a lovely neighborhood with older quaint homes, new homes and multi-million dollar homes.
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Our Executive Mortgage Banker:
Our Insurance Division:
$544,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $435,920 | $435,920 | $435,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $608 | $608 | $608 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,900 | $2,897 | $3,738 |
Total Monthly Payment | $3,600 | $3,597 | $4,438 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.