Under contract-accepting backup offers. Do you want the COUNTRY FEEL, but still be CLOSE enough to enjoy the CITY? This CHARMING 2/2 home in SUNNY BREEZE HARBOR is located HALFWAY between the towns of PUNTA GORDA and ARCADIA. It is being offered TURNKEY, and would make a great STARTER home or winter RETREAT. Walk through the screened entry to the OPEN and BRIGHT living area, feeling MORE SPACIOUS than its square feet size. Two bedrooms and a FULL BATH off to the right and the kitchen, dining, laundry and half bath in the rear of the home. OPEN up the sliding DOORS to ENJOY the amazing FLORIDA ROOM! You will LOVE spending time there sipping your favorite beverage, overlooking the BACK YARD. There is a patio for grilling… or a hot tub? Lots of FUN to be had playing GAMES in the large yard, or would be PERFECT for a POOL. Plenty of parking space with a GARAGE and a CARPORT, and the home has a METAL ROOF from 2019. NO HOA, NO Deed Restrictions, NO Flood Zone. Golf courses and boat ramps nearby and QUICK drive to PGD AIRPORT or town to enjoy restaurants and other activities, and just a little farther to some of the best BEACHES. For peace of mind, a 1 YR WARRANTY is included. Schedule a private SHOWING today, and make this CUTE HOME your piece of paradise in Florida!
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William Raveis Real Estate
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $188,000 | $188,000 | $188,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.737% | 7.055% | 6.120% |
Monthly Tax Payment | $207 | $207 | $207 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,219 | $1,235 | $1,574 |
Total Monthly Payment | $1,501 | $1,517 | $1,856 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.