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Welcome to your slice of aLittle Town Life in the charming community of Copake! Nestled just a short stroll away from the heart of town, this quaint 1920s-built home offers a perfect blend of historic charm and modern convenience. Boasting 3 bedrooms and 2 bathrooms, this residence provides ample space for comfortable living. Step inside to discover a cozy atmosphere that warmly welcomes you after a day of exploring the nearby town park or indulging in outdoor adventures. Conveniently located, you'll find yourself just 30 minutes from the vibrant city of Hudson, NY, where an array of dining, shopping, and cultural experiences await. Additionally, Great Barrington, MA, is a mere 25-minute drive away, offering even more opportunities for entertainment and exploration. Outdoor enthusiasts will delight in the proximity to Catamount Ski Resort, perfect for winter sports enthusiasts, as well as several golf courses dotted throughout the area for those seeking a leisurely round. Embrace the tranquility and convenience of Little Town Life while enjoying easy access to all the amenities and attractions this picturesque region has to offer. Don't miss your chance to call this delightful property home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$319,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $255,200 | $255,200 | $255,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.815% | 7.159% | 6.538% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,698 | $1,696 | $2,188 |
Total Monthly Payment | $1,773 | $1,771 | $2,263 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.