Welcome to this inviting Colonial home in the serene neighborhood of Crystal Hills. Maintained with care and offering a sense of warmth, the home features tile and hardwood floors throughout the first level. The layout includes a comfortably sized living room and dining area, alongside an open kitchen that seamlessly connects to the family room, creating a cohesive and comfortable space for daily life. The kitchen is ready for your culinary adventures and casual dining, while the adjoining family room is ideal for winding down in the evenings or hosting casual get-togethers. Upstairs, the master suite and three additional bedrooms offer a peaceful retreat for rest and relaxation. Adding to the home's appeal is a convenient 2-car garage, providing ample space for vehicles and additional storage. complemented by the versatile space in the basement that can adapt to various needs, from storage solutions to a creative workspace. The expansive outdoor deck provides a charming setting for enjoying the sunshine and includes a pool, enhancing the home's allure throughout the warmer months; perfect for low-key gatherings, barbecues, or tranquil afternoons. Situated 65 miles from NYC, this home is conveniently close to mass transit and is close to many shops, restaurants and parks, ensuring that daily necessities are always within reach. With an ideal blend of peaceful suburban life and the practicality of city access, this home is a smart choice for those looking for a harmonious living environment.
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Our Executive Mortgage Banker:
Our Insurance Division:
$469,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $375,920 | $375,920 | $375,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.737% | 7.146 | 6.120% |
Monthly Tax Payment | $858 | $858 | $858 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,438 | $2,470 | $3,147 |
Total Monthly Payment | $3,371 | $3,403 | $4,080 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.