Welcome to your 4 bedroom/2 bathroom pool home in the heart of North River Ranch! This newly constructed residence, completed in 2021, offers the perfect blend of modern luxury and comfort. As you step through the front door, you're greeted by the warmth of vinyl plank flooring and upgraded trim package that flows seamlessly throughout the main living areas. The spacious living room is ideal for entertaining guests or simply relaxing with loved ones. The gourmet kitchen boasts stainless steel appliances, a stunning tile backsplash, quartz countertops, pendant lighting, and a convenient breakfast bar where you can enjoy meals or morning coffee. Slide open the doors and step out onto your own private oasis – a sparkling saltwater heated pool awaits, surrounded by professional landscaping and offering tranquil views of the pond. With an alarm system and cameras in place, safety is never a concern, allowing you to fully enjoy your outdoor living space with peace of mind. Illuminate your evenings with the landscape and pool cage lighting that highlights the beauty of your surroundings. The garage has been upgraded with an insulated ceiling and door, providing energy efficiency. This home also includes a solar panel system that will keep your monthly utility bills down and a backup emergency generator is being included with the home. Inside, the laundry room offers ample space for a freezer or extra storage. North River Ranch, is located less than 10 minutes from two interstates, 30 minutes south of St. Petersburg and north of Sarasota. The fully walkable community boasts resort-style pools, nature trails, fire pits, fitness centers and game rooms. North River Ranch invites its neighbors to get to know each other through its soccer fields available for pick up games, weekly food trucks, 2. 5-acre dog park and extensive community-planned events for its residents. Coming soon to the area: HCA Healthcare, shopping and dining, in addition to pickle ball courts and a brand new middle school – all within the new community North River Ranch. Don't miss your chance to own this stunning residence in one of North River Ranch's most coveted neighborhoods. Schedule your showing today and start living the lifestyle you deserve!
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Our Executive Mortgage Banker:
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$539,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $431,200 | $431,200 | $431,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.932% | 7.282% | 6.498% |
Monthly Tax Payment | $640 | $640 | $640 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,942 | $2,905 | $3,697 |
Total Monthly Payment | $3,674 | $3,637 | $4,429 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.