Beautiful, large family home walking distance to the beach! This traditional 5BR/4BA residence has some great contemporary touches that really make it stand out. There are sleek and durable epoxy floors throughout the lower level and slate tile floors in the office and dining room. The modern stair railing and updated light fixtures are also fun, unique touches. Upon entry, you'll be greeted by soaring ceilings and a light and bright living area featuring a striking wall of windows. Other living room details include a custom wood accent wall, gas fireplace and built-ins great for storing and displaying your wares. In the kitchen, you'll appreciate the open plan, stylish painted cabinetry, granite counter tops and that almost all of the stainless appliances are 2022 or newer. You'll have the option of dining in either the adjoining breakfast nook or formal dining room. The master bedroom is spacious and the en suite bath is large and updated, boasting a separate walk-in shower and tub, double vanity and roomy walk in closet. There's also a tremendous amount of hidden storage and closet space beyond the master bath. With enough guest bedrooms and bathrooms to accommodate your entire crew and then some, and a 6th non-conforming bedroom that would make an ideal office or den, your family will truly have all of the space they need. Practical updates include a new roof in 2020, new AC's in 2021 and 2022, a new water heater in 2021, a fresh exterior paint job and a fully fenced yard. The house is equipped with a water softener, reverse osmosis water filtration system in the kitchen and Nest thermostats and video doorbell. The spare fridge in the garage conveys and the level 2 EV outlet is installed and ready to charge your electric vehicle. A home with this size, updates, close proximity to beach and high and dry flood zone X location are a rare find. It's time to start living the beach lifestyle you've been dreaming of!
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$875,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $700,000 | $700,000 | $700,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.250% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.336% | 6.348% | 6.201% |
Monthly Tax Payment | $461 | $461 | $461 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,310 | $4,310 | $5,907 |
Total Monthly Payment | $4,863 | $4,863 | $6,460 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.