Quintessential Catskills Getaway with its own swimming hole! (home is NOT in a floodzone!)Tucked away and sitting on 3. 3 lovely acres (including both banks of approx 270' of the Kaaterskill Creek) is this extrodinary home ready to move in and enjoy, or as a turnkey investment opportunity, (all furnishings are included). The eat in kitchen has a vaulted ceiling with exposed beams, and a charming Dutch door leads from there into the huge living room also with exposed beams, 2 lovely windowseats and an impressive river rock wood burning fireplace, this adjoins an enclosed porch with a gas woodstove and a walk out to the flagstone patio. The main level also has 2 large bedrooms, a sizable laundry room and tastefully updated full bath. An enclosed breezeway takes you to a workshop area with additional fridge and into the spacious 2 car garage. Upstairs is one very large light filled room. This home has been lovingly maintained and given high end renovations while maintaining its original character and charm. Some of these improvements include all new Pella windows and doors, Quartz countertops, Farm sink and Advantium Technology microwave in the kitchen, Radiant heat in the bathroom floor and more.
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Our Executive Mortgage Banker:
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$549,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $439,200 | $439,200 | $439,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,922 | $2,919 | $3,704 |
Total Monthly Payment | $3,014 | $3,011 | $3,796 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.