FABULOUS PRIME waterfront home to enjoy sunrises and wildlife. This 3-bed/2-bath home features $80, 000 in upgrades. Its a SMART HOME!!! It includes so much! In addition to hard surface flooring throughout, the kitchen features upgraded cabinets, slide-out shelves, granite counters, and built-ins in the pantry. The dining room, and living room feature custom remote-controlled blinds, lights, and ceiling fans. The bedrooms all have shutters, built-in closets, luxury vinyl, and ceiling fans. The laundry room has cabinets, Both bathrooms' tub/shower were redone with a new tub and tile to the ceiling. The home has an alarm system and cameras throughout, which is owned, and being monitored by ADT security. Moving to the garage. Storage cabinet with workspace, wall mount tool organizer, wall shelving, overhead storage epoxy floors, and attic access. Wait there's more - The backyard features a 360sq. ft. enclosed open-air screened and partially covered patio with 2 exits to the yard, brick flooring, and tie-downs for our blustery weather! Front and Backyard are both landscaped with grass and low-maintenance trees and shrubs with a sprinkler/irrigation system with rain sensors to set and forget. Catch and release fishing right outside your door. . . . who could ask for more? The community has many amenities for the low HOA including, a swimming pool, cabana, a clubhouse, fitness center, playgrounds, large and small dog parks, bike lanes, and sidewalks for safe fitness outings. Closing to shopping, restaurants, and medical services. average time to TPA is 35 minutes.
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Our Executive Mortgage Banker:
Our Insurance Division:
$375,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $300,000 | $300,000 | $300,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $541 | $541 | $541 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,872 | $1,823 | $2,371 |
Total Monthly Payment | $2,488 | $2,439 | $2,987 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.