Welcome to your new home in the heart of Gales Ferry! This 3-bedroom, 2. 5-bath contemporary split/cape offers a versatile and open floor plan, ready to be transformed into your dream space. As you step inside, the living room welcomes you with vaulted ceilings, a cozy fireplace, and hardwood floors that create a warm and inviting ambiance. The dining room flows seamlessly into the eat-in kitchen, making it perfect for entertaining and family gatherings. A potential first-floor bedroom, half bath, and convenient laundry area complete the main level, providing flexibility for guests or an office space. Upstairs, the primary bedroom features a full ensuite bath for your comfort and privacy. Two additional spacious bedrooms and another full bath complete the upper level, offering plenty of space for family or guests. The basement includes some finished space, ideal for an office, craft room, or additional living area. Step outside to find a tranquil backyard that backs up to a wooded area. Located in a prime spot in Gales Ferry, this home offers easy access to major employers like the Submarine Base, casinos, Electric Boat, and more. It's also just minutes away from major travel routes, making commuting a breeze. Don't miss this opportunity to create the perfect home in a location that combines convenience with a peaceful setting. Schedule your visit today!
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Hardwood Floor | 12.5X10.3 | Upper |
Bedroom 2 | Hardwood Floor | 11.1X13.5 | Upper |
Dining Room | 13.9X11.5 | Main | |
Eat-In Kitchen | 14X12 | Main | |
Living Room | Vaulted Ceiling,Fireplace,Hardwood Floor | 20.9X14.8 | Main |
Office | 10.1X16.2 | Main | |
Primary Bedroom | Full Bath,Hardwood Floor | 11X13.6 | Upper |
Rec/Play Room | 11.6X9.7 | Lower |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $286,400 | $286,400 | $286,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 8.011% | 7.171% | 6.538% |
Monthly Tax Payment | $490 | $490 | $490 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,978 | $1,904 | $2,456 |
Total Monthly Payment | $2,543 | $2,469 | $3,021 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.