Welcome to your cozy mountain escape snuggled among the serene Catskills. This delightful 2-bedroom, 2-bathroom chalet offers a tranquil retreat where you can unwind, recharge, and immerse yourself in the wonder of nature. Step outside onto the wraparound, elevated deck and breathe in the fresh mountain air. Sip your morning coffee while listening to the gentle rustle of leaves and enjoying picturesque views across Pine Hill towards Belleayre Mountain and the ski slopes. The airy open plan great room with large windows invites natural light and showcases the beauty of the outdoors. The functional kitchen/dining area fully renovated recently, including fixtures, modern appliances, Corian counter tops, ample storage cabinets and cork floor tiles offers ease while whipping up those delicious meals. The two bedrooms are comfortably sized. Both bathrooms were totally reconfigured and renovated recently. The second bathroom which is in the lower-level recreation/lounge area is equipped with a Helo sauna from Finland offering a spa like experience from the privacy of home. This large lower-level living space opens onto a covered porch as well as onto to the stone patio area, great for barbeques, dining alfresco and outdoor lounging. There is a woodstove in the lower level. Imagine curling up by the crackling fire on chilly evenings. The home is equipped with a solar power system installed by Solar Generation providing supplementary electricity and offering tremendous savings. Included is the appropriate transformer set up allowing for the installation of a battery backup. This country retreat offers a harmonious blend of comfort, nature, convenience, and adventure. Whether you seek a weekend getaway or a year-round haven, 2088 Birch Creek Road beckons. Schedule a viewing today and make this Catskills gem your own!
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,200 | $319,200 | $319,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $277 | $277 | $277 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,991 | $1,939 | $2,523 |
Total Monthly Payment | $2,343 | $2,291 | $2,875 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.