Welcome home to this stunning 4-bedroom / 3. 5-bathroom / 2-car garage home in the Riviera Bay area of northeast St. Petersburg! The home was completely renovated/rebuilt in 2018/2019 and updated with high-end, modern finishes throughout, all while maintaining some of its old-school charm (contact the listing agent for a full list of the renovation work and a floorplan provided by the previous owner). The heart of the home is the over-sized and elegantly updated kitchen which features premium cabinetry with plenty of storage space, a custom spice drawer, LG stainless steel appliances, a huge island/breakfast bar with a wet bar sink, and a pantry closet with cedar shelving - truly a chef's dream! The kitchen overlooks a formal dining area with stylish light fixtures that leads to separate living and family rooms which offer plenty of space for entertaining and lounging. A particularly unique fact about this home is, that not only does it offer a split bedroom floorplan, but the home offers a dual-master bedroom layout with two bedrooms housing full ensuite bathrooms. The primary master bedroom features a walk-in closet with custom 10x6 shelving/drawers, an ensuite bathroom with dual sinks, and a spa tub, along with an impact sliding glass door that leads to the backyard. Luxury tile covers every inch of the home's floor from the common areas to the bedrooms - no carpet here! An Aquasana Water Filtration System was added by the previous owner to raise the quality of the water for drinking, bathing, and cooking. The spacious backyard offers plenty of room for grilling and entertaining and is lined by PVC fencing on the sides and the front (with a double gate on the east side and a single gate on the west side of the home). This backyard leads to a 2-car garage which houses the washer, dryer, and a bonus refrigerator and is ideal for storage. The circular front driveway and adjoining parking pad offer plenty of parking and smooth access to 83rd Ave N. The home is located just a stone's throw away from the dining, entertainment, and shopping of 4th St N. Plus, its proximity to Gandy Blvd and 275 offers quick and convenient access to all points in the Tampa Bay area including Downtown St. Pete, South Tampa/Downtown Tampa, and the Gulf beaches. The termite warranty and flood policy are both transferrable to the new owner (contact the listing agent for more details). Call today for your private tour while this St. Pete gem is still available!
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $463,200 | $463,200 | $463,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.815% | 7.055% | 6.120% |
Monthly Tax Payment | $384 | $384 | $384 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,082 | $3,043 | $3,878 |
Total Monthly Payment | $3,558 | $3,519 | $4,354 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.