**Priced Reduction** This sweet little property has been meticulously maintained and is move in ready. Remodeled down to the bones and built back to last. New materials inside and out. The roof has just been recovered with a sealant. The exterior and skirting is in excellent condition. Interior is immaculate. The kitchen is a treat, with solid wood cabinets, tile counter tops and room for a small dining table. Two bedrooms and bath down the hall, with the walk-in closet off the master. An enclosed screened porch with laundry room attached, then an additional enclosed space with it's own A/C that could be used as home office, craft room, teenager bedroom or play room. Perimeter chain link fencing, this home sits on two city lots. There is a large shed/workshop with attached carport for vehicles; the garage is wired with 220 electric, water and a tankless hot water heater. Then, as an additional bonus, there are two more sheds for workshop and storage. All the sheds have concrete flooring. Public utilities. This property is in a great location for seasonal residents, investors, or employer landlords. Located in the City Of Webster, right in the center of the state where so many things are happening year round. Sellers are in process of moving, photos were taken before they began packing. Take a look!
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William Raveis Real Estate
Phone: 888.699.8876
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $96,000 | $96,000 | $96,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $10 | $10 | $10 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $655 | $638 | $810 |
Total Monthly Payment | $740 | $723 | $895 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.