Under contract-accepting backup offers. Exquisite St Thomas model Medallion home in lovely Cross Creek in Parrish Florida. 3bd 2ba 2cg with heated saltwater pool on pond lot. Gorgeous fixtures and finishes. Fabulous upgrades include faux wood beams in great room; stone accent walls in foyer, kitchen island, behind fireplace, and lanai; shiplap in great room; wood ceiling on covered lanai; mosaic tile in the pool; luxury vinyl plank in primary bedroom and walk in closet; subway tile and shaker cabinet with granite counter in laundry room; enhanced tropical landscaping around entire home. Wood-look luxury tile in foyer, den, great room, dining room, laundry room, and guest bath and hall. 4" plantation shutters on bedrooms, dining room, den windows. 12' sliding lanai doors pocket away for wide open view of pool and pond. Remote control sun shade on sliding lanai door. Built in remote control electric ventless fireplace in great room. Blue lights in the pool and cage sconces illuminate the lanai at night. Furnishings are negotiable. Home has been professionally cleaned on a regular basis. Sun rises over the lanai and sets across the front. Cross Creek is a newer development with a community pool, playground, gazebo and lookout area over big lake. Parrish Florida is located in North Manatee County Florida and is a gateway between St Petersburg, Tampa, Clearwater, Bradenton, Sarasota. It's a thriving area of shopping, restaurants, recreation. The nearest beaches are Anna Maria Island, St Pete, Siesta Key. Its nearest airports are SRQ, TPA, PIE. For Hamer Park is 2. 4 miles near and has a boat ramp onto the Manatee River which connects with Tampa Bay, The Intracoastal Waterway, and the Gulf of Mexico. Parrish Community Park near the high school is currently under development and will feature picnic shelters, a performance pavilion, shade structure, splash pad, playgrounds and other amenities. Hidden Harbour Park is across the street from Fort Hamer Park and is currently in planning stages of development to include a concession building, parking lot, restrooms, large open air pavilion, outdoor exercise equipment pod, trail and destination playground, splash park, and Aquatic Center. This community has old Florida feels blended with modern conveniences. A new middle school is coming soon.
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William Raveis Real Estate
Phone: 888.699.8876
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $540,000 | $540,000 | $540,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 8.011% | 7.171% | 6.538% |
Monthly Tax Payment | $674 | $674 | $674 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,730 | $3,589 | $4,630 |
Total Monthly Payment | $4,496 | $4,355 | $5,396 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.