The house is ready to go . . . Certificate of Occupancy has been issued. Introducing a colonial-style residence with charming farmhouse elements. A generous 2506 finished square feet of living space with 4 bedrooms and 2. 5 baths. The house sits on a 2-acre parcel with breathtaking million-dollar views through the expansive windows. The main floor features a kitchen embellished with white cabinets, quartz countertops, a substantial island, and matte black hardware. Additional highlights include a cozy family room with a gas fireplace, a welcoming living room or office space, a convenient half bath, and an elegant dining room. The second floor is equally impressive, hosting four generously sized bedrooms, a convenient laundry area, and a main bath. The primary bedroom is a true retreat, adorned with a tray ceiling, a luxurious bath with a double sink vanity, a spacious shower with multiple shower heads, and an ample walk-in closet. The hardwood floors add warmth throughout the home, while the bath and laundry areas boast stylish ceramic tile. Noteworthy inclusions elevate the home's appeal, including 24 recessed lights, a comprehensive 4-piece stainless steel kitchen appliance package, a second-floor laundry room for added convenience, an unfinished walk-out basement (already plumbed for a future bath), and a well-appointed 2-car garage with oversized 8'x9' garage doors and openers. Appliances: Electric Water Heater ConstructionDescription: Vinyl Siding,
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Our Executive Mortgage Banker:
Our Insurance Division:
$679,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $543,999 | $543,999 | $543,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $958 | $958 | $958 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,619 | $3,616 | $4,664 |
Total Monthly Payment | $4,669 | $4,666 | $5,714 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.