Welcome to your turnkey retreat nestled on 1. 7 acres of serene landscape. This charming 2-bedroom, 1-bathroom ranch boasts modern comforts and versatile spaces for easy living. Step into the updated kitchen featuring exquisite granite countertops, stainless steel appliances, and ample cabinet space, including a convenient pantry. Enjoy views of the private backyard while preparing meals or entertaining guests. The home offers a seamless flow into a spacious sunroom, offering potential as a third bedroom or a cozy relaxation space with direct access to the back patio. Recently installed AC/heat splits and baseboard heating ensure year-round comfort. Additional highlights include a new washer and dryer and a 3-bedroom septic system which was recently installed. Situated just a short drive from downtown Guilford and New Haven, this property provides easy access to a plethora of dining, shopping, cultural experiences, and Yale University and Yale Hospital. Whether you're seeking a starter home, a tranquil second residence, or downsizing without compromise, the possibilities are endless. Don't miss your chance to make this versatile haven yours! Property is not in a flood zone. Public records states this propert is a 3 bedroom, but it is currently being used as a 2 bedroom. The sunroom is the 3rd bedroom public records is referring to but it lacks a closet. Highest and best Monday 4/29 @ 3PM
Type | Level |
---|---|
Bedroom 1 | Main |
Bedroom 2 | Main |
Dining Room | Main |
Living Room | Main |
Primary Bedroom | Main |
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $295,200 | $295,200 | $295,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.623% |
Monthly Tax Payment | $528 | $528 | $528 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,014 | $1,962 | $2,551 |
Total Monthly Payment | $2,617 | $2,565 | $3,154 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.