Newer Built, Long Lake Views! Welcome to your slice of paradise in the serene island community of Pine Island Village in Saint James City FL. This newer construction home, built in 2017, offers the perfect blend of modern comfort and coastal charm. Nestled amidst the tranquil surroundings, this home boasts a durable metal roof and impact windows and doors, ensuring safety and efficiency in any weather condition. As you step inside, you're greeted by wide water lake views that invite a sense of calm and relaxation. The interior features tile flooring throughout, tray ceilings and nautical themed fixtures. With 3 bedrooms and 2 baths, including a spacious master suite, there's ample space for both relaxation and rejuvenation. The heart of the home is the great room floor plan, seamlessly integrating the living, dining, and kitchen areas. The kitchen features granite counters, stainless steel appliances, and plenty of storage space. Outside, the pavered driveway and lanai provide additional space for outdoor enjoyment, whether it's sipping your morning coffee or hosting a barbecue with friends and family. This small quiet community offers low HOA fee of $350/year, a community pool and a great place to walk to see all the wildlife. Located one of the highest parts of the island and did not have any damage from recent storm events. Flood Zone X for further savings! Come see what world class fishing, boating and island life is all about. Call your agent to schedule a private tour and e sure to check out the 3D tour!
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Our Executive Mortgage Banker:
Our Insurance Division:
$525,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $420,000 | $420,000 | $420,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.815% | 7.055% | 6.120% |
Monthly Tax Payment | $287 | $287 | $287 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,794 | $2,759 | $3,516 |
Total Monthly Payment | $3,173 | $3,138 | $3,895 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.