Discover the epitome of comfortable living at 109-25 117th Street, South Ozone Park, NY 11420 a captivating SINGLE FAMILY HOME nestled in a prime location, offering a harmonious blend of convenience, space, and style. Centrally positioned near Liberty Avenue, Lefferts Boulevard, and Rockaway, this spacious one-family residence presents an unparalleled opportunity to embrace the best of city living while enjoying the tranquility of a suburban retreat. As you step inside, you're greeted by the timeless allure of original hardwood floors that lead you through the inviting formal living room and dining room a perfect setting for both casual gatherings and elegant entertaining. With two full bathrooms and three generously proportioned bedrooms, including a primary suite, this home ensures comfort and privacy for all its occupants. Impeccably maintained and boasting recent upgrades including a new roof and boiler, this residence offers enduring quality and peace of mind for years to come. What sets this home apart is its versatility and additional living space. The finished lower level, complete with its own separate entrance and half bathroom, provides endless possibilities a private retreat for guests, a home office, or a cozy den. Ascend to the full finished attic, offering abundant natural light and ample space for a home office or a delightful play area, adding to the home's appeal and functionality. Outside, a spacious private yard awaits, providing the perfect backdrop for outdoor relaxation, gardening, or al fresco dining on warm summer evenings. With its ideal location, abundant space, and thoughtful amenities, 109-25 117th Street presents a rare opportunity to be close to Subway, bus, and have your own private parking via a shared driveway in this thriving community.
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Our Executive Mortgage Banker:
Our Insurance Division:
$739,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $591,200 | $591,200 | $591,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 5.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.398% | 6.285% | 5.510% |
Monthly Tax Payment | $458 | $458 | $458 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,592 | $3,592 | $4,753 |
Total Monthly Payment | $4,142 | $4,142 | $5,303 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.