Magnificent, huge Colonial situated on quiet mid-block, features great curb appeal w/newer vinyl sided ext. , Front Porch w/bluestone, double blacktop driveway w/Belgium blocks, Foyer, FDR or LR, updated EIK w/new stove & new dishwasher, garage conversion to large sunken Family Rm w/brick fireplace, vaulted ceiling & 2 skylights, walk-up Loft/Office w/2 skylights, main level Laundry Rm/Mud Rm with brand new w/d, rear Florida Rm w/ductless a/c / heat, 2nd Floor full front & rear dormered, large MBR Suite, 2 other Bedrooms, beautiful finished Basement w/4 rooms & Fbth, 2, 212 square feet of living space not including Basement, CAC only 5 years old, roof 1 year old stripped to sheathing, oil heat & separate h/w heater approx. 11 years old, 3 zone heat, 200 amp electric, o/s 80 x 100 priv. fenced backyard, brick patio, new shed, IGS, convenient to all transportation & shopping.
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Our Executive Mortgage Banker:
Our Insurance Division:
$749,990
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $599,992 | $599,992 | $599,992 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $1,243 | $1,243 | $1,243 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,743 | $3,646 | $4,742 |
Total Monthly Payment | $5,078 | $4,981 | $6,077 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.